Having the app installed does not mean the account is already approved. Before you start signup, check the product requirements, identity validation, and the conditions for the use you have in mind.
Why these four banks
To give the selection a checkable criterion, we used deposit volume. In the July 2026 ranking published by the newspaper La Nación from Banco Central del Paraguay data, Continental, Sudameris, and Itaú held the first three places. That is not a ranking by number of customers or app users, and it does not mean they are the best bank for every person.
Ueno is also in this article as another bank with digital account opening. We do not present this selection as a ranking of the four most used banks or the four with the most customers.
This article covers the digital products below. Other accounts at the same bank can require different documents and steps.
Banco Continental: Cuenta Digital through Contimóvil
Continental presents the Cuenta Digital as a savings account in guaraníes for an individual and personal use, enabled through the Contimóvil app.
In the guidance on opening an account from abroad, the bank requires a current Paraguayan cédula and a Paraguayan phone line that can receive the verification SMS. That guidance does not remove the need to confirm whether your case is eligible. For a checking account or a conventional savings account, the bank states that documentation and signature are handled in person.
Sudameris: Cuenta Digital
Sudameris states that the Cuenta Digital is for an individual over 18. The published requirements include a current Paraguayan identity cédula and a selfie for validation.
Check whether domestic transactions and the product limits cover what you need. Do not assume a basic digital account offers the same features as a conventional account or another product from the bank.
Itaú: Cuenta Light through the Itaú PY app
Itaú states that Cuenta Light is opened through the Itaú PY app, with a current Paraguayan identity cédula and a selfie.
The page distinguishes Light from other categories, such as Full. To raise limits or take another product, the bank may ask for proof of income and a specific review. Check the current conditions before you start.
Ueno: check the product and the cédula it requires
Ueno’s help center states, in the flow checked for someone without a Paraguayan identity cédula, that it is not possible to open the account without that document. Check the current requirements of the product you want directly with the bank. Do not extend that answer to every category or service.
Having the cédula does not guarantee approval, an activation time, a card, or limits. Use the app named on the official site and follow any open items through Ueno’s channels.
What to compare before signup
| Point | What to ask the bank |
|---|---|
| Documents | Does this product serve foreigners with my documents? |
| Validation | How are identity, phone, and activation confirmed? |
| Transactions | Does the account allow the transfers and currencies I need? |
| Limits and costs | Which limits, fees, and conditions apply to my use? |
| Open items | Which official channel fixes a signup problem? |
Product information was checked on 30/10/2026 and can change. Do not confuse advertising about fast opening with a guarantee that your account will be activated. Completing a form, passing validation, and having every service available are different stages.
Security and document preparation
Use the bank’s official site to find the app. Check the developer before you install, and send documents and a selfie only in the official flow. Keep passwords, codes, tokens, and access to the phone under your control. The team can guide you without operating your account.
Check that your details match and that the documents are current. The Paraguayan cédula guide explains that document stage. Having residency does not automatically replace the cédula these flows require.
How to get guidance
The bank account guide for foreigners gathers the general guidance and the link with residency, the cédula, and RUC. This article adds the four digital options.
Banking assistance is free for Legaliza Paraguay clients. For someone who is not a client, there is a separate evaluation and quote before any contract. The decision to open the account, and the conditions, belong to the bank.
Adapted from the Medium article of 15/02/2025, updated to focus on Continental, Sudameris, Itaú, and Ueno, with sources checked on 30/10/2026.